Matrix Ledger

Privacy Policy

Effective: May 27, 2026

1. Product Scope

Matrix Ledger is an online digital SaaS application for expense logging, subscription tracking, upcoming-bill management, and impulse-spending review. Matrix Ledger does not provide investment, tax, credit, lending, legal, or wealth-management advice.

2. Information We Collect

We may collect your account information, such as email address, third-party login provider details, and the location, base currency, categories, risk thresholds, and bill records you set in the app.

When you submit text or voice transcripts for AI parsing, the system processes that content to extract bill amounts, dates, categories, recurring intent, and spending-review tags.

3. Storage and Service Providers

Matrix Ledger uses Supabase for authentication and database storage. AI parsing may be processed by third-party AI infrastructure using the spending text you actively submit. Paid subscription plans are processed for payment by Creem.

These services may be located outside your country or region. We use contracts and access controls to require service providers to protect your data within a reasonable scope.

Matrix Ledger does not store full bank card numbers. Card and payment-method information is handled by Creem under its security and compliance framework.

4. How We Use Information

We use relevant information to operate the product, authenticate users, store bill records, generate AI parsing and review results, provide customer support, improve reliability, prevent abuse, and manage subscription access.

5. Data Retention, Export, and Deletion

While your account is active, we retain the account information and bill records needed to provide the service. If you request account or data deletion, we typically complete processing within 30 business days of receiving a valid request; residual data in backup systems is cleared within a reasonable period thereafter.

Matrix Ledger supports exporting bill records as CSV. To request account or data deletion, contact us by email: support@zackseek.com.

6. Cookies and Local Storage

We use necessary cookies or similar technologies for login authentication, session continuity, and security. We do not use them for advertising tracking unrelated to product operation.

7. Contact

Legal Entity: Matrix Ledger. For privacy questions, support needs, or data requests, contact Matrix Ledger: support@zackseek.com.